Brokers help guide you through the process
Buying a property can be overwhelming and a tiring process. However, from applying for pre-approval, liaising with the real estate agent, the solicitor and the bankers, throughout the entire application process all the way to settlement, brokers are involved in every step and right there with you. We will be the ones reading the pages of terms and conditions, compiling all the correct paperwork and documents and chasing up deadlines so that you don’t have to, and instead focus on celebrating your new purchase!
Brokers recommend the best option for you
There is a wide choice of home loan options across many banks and lenders, but which of these options is best suitable for you? That’s when brokers come in. The borrower is our client not the bank, so we will always recommend with your interest in mind. Brokers are educated across home loan products so that when we understand each clients’ unique requirements, goals and lifestyle we can provide you educated information and loan comparisons for you to make the best decision.
We do not charge a fee
Reginsun, like a lot of Australian mortgage brokers don’t charge any fees for most mortgage loans. Instead, we receive a commission or fee from lenders. We do not favour nor are tied to any particular banks or lenders and therefore we always represent the interest of our clients’ and recommend options that are suitable best for your unique position.
Other reasons to consider a mortgage broker:
If you have a complicated financial situation (self-employed, contractor workers etc.) or property portfolio, it may be worth consulting a broker for your application as it may require more time and work.
Reginsun, like most brokers, have years of industry experience and well-established relationships with trusted bankers, lenders and various agents of the mortgage process, which are there for you to take advantage of and make the process a little easier.
Brokers have gone through many mortgage applications and are educated on bank and lender’s requirements and procedures. Therefore we can help you pinpoint exactly what steps you need to take for your application and identify any possible red flags that could work against you.